• • Minimum entry amount of N50,000.00
  • Minimum monthly additional investments of N20,000.00
  • Investors can monitor their investment any working day from the website.
  • Principal and Interest earned will be rolled over on maturity, if no investment instruction is given between 7days prior to maturity.
  • Bonus of 1% p.a. on principal for those who did not part-liquidate during the preceding year.
  • Interest payable every 365days and re-invested(optional)
  • Full or a partial liquidation allowed before maturity but attracts a 20% penal charge on accrued interest

Salary earners and self employed Individuals

365 Days

• Investors will have an opportunity to grow their funds to a certain amount thereby using it for set targets(school fees)
• Investors will be granted UT Loans to make up for shortfall in school fees at a discounted interest rate.
• Principal and interest earned are guaranteed upon maturity.
• It can serve as collateral for loan from UT at a discounted interest rate.