Product Features

  • Minimum entry amount of N100,000.00
  • Minimum monthly additional investments of N20,000.00
  • Investors can monitor their investment any working day from the website.
  • Principal and Interest earned will be rolled over on maturity, if no investment instruction is given between 7days prior to maturity.
  • Bonus of 1% p.a. on principal for those who did not part-liquidate during the preceding year.
  • Interest payable every 365days and re-invested(optional) •
  • Full or a partial liquidation allowed before maturity but attracts a 20% penal charge on accrued interest

Target Market

Salary earners and self employed Individuals

Minimum Tenure

365 Days

Product Benefits

  • Investors will have an opportunity to grow their funds to a certain amount thereby using it to acquire property of their choice
  • Investors will be granted UT Loans to make up for shortfall in the cost of any property of their choice at a discounted interest rate
  • Investors will be allowed to buy property from UT Homes and pay over a convenient period at a discounted interest rate
  • Principal and interest earned are guaranteed upon maturity.
  • Investors will be offered free consultancy by UT Homes to buy any property of their choice.
  • It can serve as collateral for loan from UT.

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