• Minimum entry amount of N100,000.00
• Minimum monthly additional investments of N20,000.00
• Investors can monitor their investment any working day from the website.
• Principal and Interest earned will be rolled over on maturity, if no investment instruction is given between 7days prior to maturity.
• Bonus of 1% p.a. on principal for those who did not part-liquidate during the preceding year.
• Interest payable every 365days and re-invested(optional) •
• Full or a partial liquidation allowed before maturity but attracts a 20% penal charge on accrued interest

Salary earners and self employed Individuals

365 Days

• Investors will have an opportunity to grow their funds to a certain amount thereby using it to acquire property of their choice
• Investors will be granted UT Loans to make up for shortfall in the cost of any property of their choice at a discounted interest rate
• Investors will be allowed to buy property from UT Homes and pay over a convenient period at a discounted interest rate
• Principal and interest earned are guaranteed upon maturity.
• Investors will be offered free consultancy by UT Homes to buy any property of their choice.
• It can serve as collateral for loan from UT.