This product is designed for everyone. Its objective is to encourage savings through investments especially among the low income earners.

• Minimum entry amount of N50,000.00
• Minimum monthly investment of N5,000.00
• Investment Rollover options
• Full or a partial liquidation allowed before maturity but attracts a 20% charge on accrued interest
• Principal and Interest earned will be rolled over on maturity, if no investment instruction is given between 7days prior to maturity.
• It can be used as collateral for a loan from UT

Low income earners and also self employed Individuals(artisans etc)

180 Days

• Encourages investors to save money for target projects/ businesses
• Investors can monitor their investment any working day from the website
• Principal and interest earned are guaranteed upon maturity.
• It can serve as collateral for a loan from UT at a discounted interest rate.